Fintech and financial technology platforms, branded or off the shelf
Launch and scale payment, banking, lending and remittance products on proven platforms, with the security, monitoring and reporting that regulators and partners expect.
Financial technology businesses need to move quickly without cutting corners on security and compliance. Building every component from scratch is slow, expensive and risky. Our fintech platforms give you a proven, secure core so you can focus on your customers, partners and market.
Branded and customised, or off the shelf
- Off the shelf. License a ready platform for payment processing, billing, reconciliation or lending and launch quickly with our standard configuration.
- Branded and customised. We configure and extend the platform for your licence, products and markets, with your brand on every app, portal, document and email.
- Fully bespoke. For unique products, we design and build from the ground up, reusing proven modules where it saves time.
Built for regulated environments
Every fintech platform includes strong customer authentication, encryption, maker-checker controls, full audit trails, transaction limits and monitoring hooks. We help you document controls for your regulator, banking partners, card schemes and auditors.
Who we work with
Payment service providers, payment aggregators, switches, banks, microfinance banks, licensed lenders, cooperatives, money transfer operators, wallets and businesses that move money across borders.
Fintech platforms we build and license
Each platform is available as a branded, customised build or as an off-the-shelf licence.
- Payment processingGateway, merchant onboarding, multi-rail acceptance, smart routing, settlement, fraud rules and reporting.
- Digital banking platformsMobile and internet banking, digital onboarding, transfers, bills, cards and back-office tools.
- Mobile money applicationsWallets, agent networks, cash in and out, P2P, merchant payments, USSD and app channels.
- Lending and loan managementApplications, credit decisions, disbursement, repayments, collections and portfolio reporting.
- Credit scoring systemsScorecards, bureau and alternative data, affordability checks, explainable decisions and model monitoring.
- Financial transaction monitoringReal-time AML and fraud rules, screening, risk scoring, case management and regulatory reports.
- Reconciliation and settlementAutomated bank, processor and ledger matching, settlement calculation and exception workflows.
- Regulatory technology (RegTech)KYC and KYB, regulatory returns automation, compliance calendars, policy management and evidence.
- Cross-border payment solutionsRemittance and B2B corridors, FX, compliance processes, end-to-end tracking and partner settlement.
Fintech questions
Can you help us meet regulatory requirements?
Our platforms include the controls regulators typically expect, such as KYC, transaction monitoring, audit trails and reporting. We also document processes for your compliance team. Licensing decisions remain with your regulator and your legal advisers.
Can the platform be branded for our company?
Yes. Every customer-facing element can carry your brand, and apps are published under your developer accounts.
Do you integrate with processors, switches and banks?
Yes. We integrate with card processors, switches, banks, mobile money operators and payout partners through APIs and secure file exchange.
Launching or upgrading a fintech product?
Share your licence type, target market and rails. We will map the fastest compliant route to launch.