Digital banking platforms for banks, microfinance institutions and neobanks
Web and mobile banking, digital onboarding and back-office tools that sit on your core banking system or on ours.
Customers expect to open an account in minutes and do everything from their phone. Our digital banking platform lets banks, microfinance institutions, cooperatives and neobanks deliver that experience without rebuilding the core.
- Digital onboarding. Account opening with identity verification, selfie match, address checks and risk tiering.
- Everyday banking. Balances, statements, transfers, bill payments, airtime, savings goals and card controls.
- Business banking. Multi-user access, approval rules, bulk payments and payroll uploads for SME and corporate clients.
- Back office. Customer service console, limits and fee configuration, product setup and regulatory reporting.
The platform integrates with leading core banking systems through APIs, or runs on our own lightweight core for new institutions.
Key features
Available as a branded, customised build or as an off-the-shelf licence.
- Digital account openingIdentity verification, document capture, liveness checks and tiered KYC.
- Mobile and internet bankingNative apps and a responsive web portal with a consistent experience.
- Transfers and paymentsIntra-bank, interbank, scheduled and bulk transfers, bills and airtime.
- Cards managementVirtual and physical card requests, freeze, limits and PIN management.
- Savings and investmentsFixed deposits, target savings and round-ups.
- Business bankingMulti-user roles, approval matrices and bulk payments.
- Customer service consoleSingle customer view, case management and secure messaging.
- Product and fee configurationConfigure accounts, fees, limits and interest without code changes.
- Core banking integrationAPI connectors to existing cores, or our own lightweight core.
- Strong authenticationDevice binding, biometrics, transaction PINs and one-time passwords.
- NotificationsReal-time push, SMS and email alerts for every transaction.
- Regulatory reportingStandard returns and audit logs from live data.
Reports and automated email reporting
Reports run on schedule and land in the right inboxes as PDF or Excel, with live dashboards for anyone who needs the detail.
- Customer acquisition and activationNew accounts, KYC tiers and active customers by channel.
- Transaction volumesVolumes and values by type and channel.
- Channel availabilityUptime and failure rates by service.
- Fees and revenueFee income by product and customer segment.
- Regulatory returnsScheduled returns prepared and emailed to compliance.
Questions about digital banking platforms
Can the platform work with our current core banking system?
Yes. We integrate with existing core banking systems through APIs, so you modernise channels without replacing the core.
Can a new institution launch without a core banking system?
Yes. New microfinance institutions and neobanks can launch on our lightweight core and migrate to a larger core later if needed.
Is the app branded for our bank?
Yes. The apps, web portal and communications carry your brand and are published under your developer accounts.
Works well with
Mobile money applications
Wallets, agent networks, cash in and out, P2P, merchant payments, USSD and app channels.
Learn moreLending and loan management
Applications, credit decisions, disbursement, repayments, collections and portfolio reporting.
Learn moreRegulatory technology (RegTech)
KYC and KYB, regulatory returns automation, compliance calendars, policy management and evidence.
Learn moreReady to put the right software to work?
Tell us how your business runs today. We will show you what can be live this week, and what a bespoke build would look like.