Financial transaction monitoring for anti-money laundering and fraud prevention
Real-time rules and risk scoring, sanctions screening, case management and regulatory reporting that keep you compliant without drowning analysts in false alerts.
Regulators expect financial institutions and payment companies to know their customers and spot suspicious activity quickly. Too many systems generate thousands of alerts that analysts cannot clear, which is almost as bad as generating none.
Our transaction monitoring platform focuses on quality alerts:
- Real-time and batch monitoring of payments, transfers, wallet activity and card transactions.
- Rules plus models. Typology rules for structuring, rapid movement, unusual geography and dormant account activity, combined with risk scoring to rank alerts.
- Screening. Customers and counterparties checked against sanctions, PEP and adverse media lists at onboarding and on every relevant payment.
- Case management. Alerts grouped into cases with evidence, analyst notes, four-eyes review and audit trail.
- Reporting. Suspicious transaction and currency transaction reports prepared for submission to the financial intelligence unit.
Key features
Available as a branded, customised build or as an off-the-shelf licence.
- Real-time monitoringScore and, if needed, hold transactions before they complete.
- Typology rule libraryReady-made rules for common money laundering and fraud patterns.
- Customer risk ratingDynamic risk scores from profile, geography, products and behaviour.
- Sanctions and PEP screeningName screening with fuzzy matching and list updates.
- Alert prioritisationRisk-ranked queues so analysts work the most important alerts first.
- Case managementInvestigation workflow, evidence, notes and four-eyes approval.
- Suspicious activity reportingReport preparation in the format your regulator requires.
- Rule tuning and testingTest rule changes on historical data before going live.
- Network analysisSee links between customers, accounts and devices.
- Audit trailEvery alert, decision and change logged for examiners.
Reports and automated email reporting
Reports run on schedule and land in the right inboxes as PDF or Excel, with live dashboards for anyone who needs the detail.
- Alert volumes and outcomesAlerts, cases, escalations and reports by rule.
- False positive rateAlert quality by rule to guide tuning.
- Analyst productivityCases closed and ageing by analyst.
- Regulatory reports filedSuspicious and threshold reports by period.
- Board compliance packMonthly AML summary emailed to the compliance committee.
Questions about financial transaction monitoring
Can monitoring stop a transaction in real time?
Yes. High-risk transactions can be held for review before completion, while low-risk ones pass without delay.
How do you reduce false positives?
Rules are tuned on your historical data, alerts are ranked by risk score and analysts' outcomes feed back into tuning.
Does it prepare suspicious transaction reports?
Yes. Cases that require reporting generate a draft report in the regulator's format for review and submission.
Works well with
Regulatory technology (RegTech)
KYC and KYB, regulatory returns automation, compliance calendars, policy management and evidence.
Learn morePayment processing
Gateway, merchant onboarding, multi-rail acceptance, smart routing, settlement, fraud rules and reporting.
Learn moreCross-border payment solutions
Remittance and B2B corridors, FX, compliance processes, end-to-end tracking and partner settlement.
Learn moreReady to put the right software to work?
Tell us how your business runs today. We will show you what can be live this week, and what a bespoke build would look like.